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In the early 19 century, in the financial industry information technology was working basically according to the same principles we know today such as digital codes, data compression, error recovery and encryption.

At the beginning of the 21 century cities are generally struggling to cope with the effects of two phenomena, the transition from an industrial and manufacturing-based economy to one in which services and information and communication technologies play a dominant role and the competitive pressures of increasing globalisation.

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First, in the financial services industry electronic information transmission, data processing and trading is not an entirely new phenomenon.